When it comes to agricultural businesses, innovative thinking is a must. For Linda Eldredge, a South Australian Agri-manager and business consultant, finding new solutions for her clients is a way of life.
From Rock to Arable Land: How a Unique DLL Collaboration Financed an Innovative Agricultural Solution
Industry: AgricultureWhen one of her clients needed a unique financing solution, she turned to Equipment Finance Specialists at DLL. This collaboration wasn't just about securing a standard loan; it was about creating a tailored, collaborative financing structure that enabled multiple businesses to share investment, unlock land potential, and drive agricultural sustainability.
Linda & DLL: A Relationship Built on Trust and Expertise
While banks offered equipment finance, she needed a direct relationship with a company that could provide more specialised, flexible solutions. “We had a resource there that we couldn’t tap into—and the resource was land that just needed some remediation to create more hectares”, said Linda.
That’s where DLL came in. As a wholly-owned subsidiary of the global Rabobank Group, with over 25 years of experience in equipment finance, DLL was the perfect fit offering combined funding with agricultural expertise to design a solution that worked for three very different businesses.
Financing Innovation: The Reefinator Project
The turning point came when Linda identified that three of her clients each had untapped land in need of remediation, but they weren’t sure how to begin. The solution? A reefinator, a machine designed to break up sheet rock and improve soil health. But the equipment came with a hefty price tag, including a large tractor.
Rather than shouldering the cost alone, Linda, through her consultancy, proposed a collaborative approach: sharing capital investment across multiple farming businesses. “It had to suit three very different businesses,” explains Debbie Flint, Equipment Finance Specialist at DLL.
Flexible Finance For Real-World Needs
DLL's deep agricultural background and flexible approach were key. Instead of offering a one-size-fits all loan, DLL aligned repayments with seasonable cash flow and eliminated upfront costs, making innovation achievable without financial strain.
We can have no upfront cost to them and wait for the repayments to come through...so it wouldn’t be a burden on their cash flow," Debbie says."
This flexibility allowed farmers to invest in innovation without compromising their financial stability.
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Sustainability At The Core
The reefinator not only increased productivity for the three farmers; but it also helped them operate more sustainably. For Linda, this aligns with a growing movement among younger farmers focused on soil health and long-term land improvement.
“It’s about creating more arable land...The younger farmers really love this land, “says Linda. “A big thing that we want to be able to do is leave the land in a better shape than what we get it,” adds Debbie.
Fast, Transparent, and Relationship-Driven
Linda praises DLL’s responsiveness and transparency. "We can have a proposal, and we can be funded up within two to three days... That's magic for me," she says. This efficiency is critical in the fast-paced agricultural world, where a time-sensitive purchase can make a significant difference
More Than Just A Finance Provider
This collaboration marks a milestone in how agricultural finance can support innovation, sustainability, and shared investment. It’s a synergy built on competitive rates, excellent products, and strong relationships, proving DLL is more than a finance provider. It’s a partner in growth.
Ready to transform your agricultural business with tailored finance? Reach out to us today!
Disclaimer: Finance is provided by De Lage Landen Pty Limited (ABN 20 101 692 040) (DLL). Equipment to be used for business purposes only. Subject to DLL’s standard credit criteria, fees and terms and conditions apply.

Nick O'Leary
Equipment Finance Specialist
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